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    Business Strategy with Hirav Shah                                        JUNE 26, 2026     |  The Indian Eye 38

                   Whatever People Say, 70–80% of

                   Life’s Problems Can Be Solved by

             Money — So Earn Well. No Excuses.

             Financial strength reduces fear, improves stability, and increases options.

                                       Ignoring this truth doesn’t make it disappear

                                                                                                                  • Build multiple income streams.
                                                                                                                  • Treat earning as a discipline, not
                                                                                                                    luck.
                                                                                                                      Excuses protect comfort. Income
                                                                                                                  builds power.

                                                                                                                   Exercise: Financial Reality Check
                                                                                                                  Answer honestly:
                                                                                                                  1. Is your current income aligned with
                                                                                                                    your responsibilities?
                                                                                                                  2. If  an  emergency  happens  tomor-
                                                                                                                    row, are you financially ready?
                       HIRAV SHAH                                                                                 3. Are you investing in skill growth or
                                                                                                                    staying average?
                                                                                                                  4. Do you complain more than you
                     e often hear, “Money isn’t                                                                     calculate?
                     everything.” That sounds
            Wnoble. But in practical life,                                                                        5. If money solves most stress, why ar-
            financial strength changes outcomes.                                                                    en’t you prioritizing it?
                                                                                                                      Write down one concrete step to
            Before reacting emotionally, let’s                                                                    increase income within 30 days.
            examine this honestly through ques-
            tions and answers
                                                          Many emotional stresses are triggered by financial pressure.     Practical Tips
             Q1: Is money the most important   When income is stable, anxiety reduces. When savings exist, fear reduces. When cash flow   • Invest in high-value skills.
                                                                                                                  • Track income and expenses weekly.
                      thing in life?                            is strong, confidence increases (File photo)      • Build at least one additional in-
                No. Health, relationships, peace                                                                    come source.
            of mind, and purpose matter deeply.   savings exist, fear reduces. When cash   Earning  well  is  not  selfish.  It  is  re-  Network strategically.
            But here is the reality—money pro-  flow is strong, confidence increases.  sponsible.                 Replace “I can’t” with “How can I?”
            tects and supports all of them. With-                                   Financial strength allows you to
            out  financial  stability,  even  strong   Q3: Does money buy happiness?  support family, contribute to society,   Conclusion
            relationships  and good  health  come   Directly? Not always.       donate, invest, and grow.             Money is not God.
            under stress.                     Indirectly? Often.                                                  But money solves problems.
                Money may not be everything.      Research from Princeton Uni-     Q5: Can mindset alone solve        Financial strength reduces fear,
            But lack of money affects almost ev-  versity  has  shown  that income  level   problems without money?  improves stability, and increases
            erything.                         strongly affects life satisfaction and                              options. Ignoring this truth doesn’t
                                              stress levels up to a certain point.   Mindset is powerful. Strategy is   make it disappear.
              Q2: How can 70–80% of life’s    Money may not buy joy, but it buys   powerful. Hard work is powerful. But   So,  the  real  question  is
                 problems be financial?       options. And options create freedom.  without  financial  backing,  even  the   not  whether  money  matters.
                                                  Freedom reduces pressure. Re-
            Think practically.                duced pressure improves quality of   best mindset struggles to execute.  The real question is—
                                                                                                                      Are you earning according to your
                                                                                    Opportunity  requires resources.
            • Medical emergencies need money.  life.                            Resources require income.         potential, or hiding behind excuses?
            • Education needs money.
            • Legal issues need money.         Q4: Why do people resist admit-  Q6: So, what does “Earn Well. No
            • Housing needs money.                                                                                   Hirav Shah is the Global Business
            • Business expansion needs money.     ting money is important?          Excuses.” actually mean?       Strategist, Game Changer, and Author
            • Family security needs money.        Because it sounds materialistic.   It means:                     of 19+ books—trusted worldwide for
                Many emotional stresses are trig-  Society  glorifies  sacrifice  but  quiet-  • Stop romanticizing struggle.  validating big decisions of entrepre-
            gered by financial pressure. When in-  ly respects wealth. The truth is not   • Stop justifying low ambition.  neurs, sportsmen, and entertainers.
            come is stable, anxiety reduces. When   about greed—it is about stability.   • Upgrade skills continuously.  Email : Business@hiravshah.com

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